Can singles buy 3 room BTO in 2025, Hybee help settle the score comfortably

Hey there, single and ready to mingle with the idea of finding out can singles buy 3 room BTO. In case you live under a rock (no offence if your rock has good Wifi signals), you might have heard that HDB has a new flat classification framework for BTO flats. Under the previous estate-based classification, singles were only able to buy 2 room Flexi BTO flats located in non-mature estates. With the new Standard, Plus, and Prime classification framework, singles will be able to apply for 2 room Flexi flat in mature estates (Prime) and up to 5-room flat (excluding 3Gen flats) in Standard or Plus area if applying for CPF housing grants.

It comes as no surprise when undeveloped land within these growing estates already utilized, future HDB developments are expected to be integrated close to central locations. Considering these changes, it’s only appropriate to transition away from the traditional estate-based classification. We break down what you need to know about the new Standard, Plus, and Prime flats, and how the new classification framework will impact you. Whether you’re tired of your rented shoebox or dreaming of more space to sprawl out and binge-watch your favorite shows, we’ve got the lowdown on what you need to know to make that dream a reality. And we promise, it’s not as complicated as assembling Ikea furniture (we’ve all been there).

Eligibility Criteria: Are You Eligible?

Let’s talk eligibility. Think of it as the ultimate VIP pass, but for a flat. Here’s what you need to know:

Citizenship:

You must be a Singapore Citizen (SC). If you’re a PR, sorry, but this club requires full membership.

Age:

New Flats: You need to be at least 35 years old (unmarried or divorced).

Resale Flats: Same as above, but if you’re widowed or an orphan (one deceased parent must have been an SC or SPR), you can apply from age 21.

Monthly Household Income:

2-room Flexi Flats (99-year lease) & 2-room Resale Prime Flats: Income ceiling is $7,000. No, you can’t claim your dog’s Instagram earnings.

Unclassified/Standard Flats: No income ceiling—time to go wild (within reason).

Plus Flats: Income ceiling is $14,000. Enough said.

Property Ownership:

No private residential property ownership in the last 30 months. This includes that secret villa in Bali or the mansion you’re holding in trust for a “friend”.

Previous Housing Subsidies: First-Timer vs. Second-Timer

If you’ve previously dipped your toes in the housing subsidy pool, you’re considered a second-timer. Translation: No new subsidies for you, my friend. However, you can still apply for the Proximity Housing Grant if you qualify. Because who doesn’t want to live close to their mom (and her home-cooked meals)?

Undischarged Bankrupts:

If you’re an undischarged bankrupt, you’ll need consent from the Official Assignee or private trustee to buy flats larger than a 5-room flat or ones worth $500,000 and above. No, your goldfish doesn’t count as collateral.

CPF Housing Grants:

As a single, here are the grants you can snag:

• Enhanced CPF Housing Grant (Singles)

• CPF Housing Grant (Singles)

• Proximity Housing Grant (Singles)

Remember, your flat is an investment, not just a backdrop for your next TikTok video.

Additional Tips

Non-subsidized Resale Flats: No restriction on non-residential properties. Essentially, anyone can purchase these flats, regardless of their household income or property ownership status. This is your chance to embrace your inner real estate mogul.

Special Conditions for Seniors: If you’re 55 and above, buying short-lease 2-room Flexi flats or Community Care Apartments comes with its perks.

Understanding these criteria can help you navigate your way to owning a BTO flat. Think of it as leveling up in the game of life. Meeting the right conditions and planning ahead is your strategy guide. Ready to make your move? Good luck, and may your new flat bring you joy, peace, and plenty of storage space! And if you’re buying a BTO under the condition of two or more singles, continue reading at this link.

As you navigate this journey, remember that Hybee offers top-notch cleaning services and are the perfect match for your home. We’ve handled countless flats, from cozy 2-room Flexis to expansive 5-room beauties. Plus, with our experience in managing large spaces, we’re ready to transform your flat into rad!